HDFC Regalia Gold Credit Card

HDFC Bank has launched a new super-premium credit card called Regalia Gold Credit Card. The card is designed exclusively for high-income individuals and caters to the needs and requirements of travellers and lifestyle enthusiasts. The card offers many travel and lifestyle benefits such as complimentary airport lounge access globally, premium milestone benefits, exclusive offers and reward programs. You can shop at some of the best brands with its exclusive offers and reward programs. The card also provides some of the best in-class travel benefits.

1.     Key Features:

·        Complimentary Club Vistara Silver Tier and MMT Black Elite membership as Welcome benefits.

·        ₹ 1,500 worth vouchers on quarterly spends of Rs. 1.5 lakh

·        ₹ 5,000 worth flight vouchers on annual spends of Rs. 5 lakh and an additional voucher of Rs. 5000 on spends of Rs. 7.5 lakhs.

·        5X Reward Points on spends at Marks & Spencer, Myntra, Nykaa & Reliance Digital!

·        Complimentary lounge access at over 1000 airports

·        4 Reward Points on every Rs.150 spent (On retail* spends)

2.     Welcome Benefit:

·        Pay your Joining Membership Fee and get Gift Voucher equivalent to Fee Amount  = Rs.2,500

·        Complimentary Club Vistara Silver Tier and MMT Black Elite Membership when you spend Rs. 1 Lakhs and above within 90 days of card issuance.

3.     Milestone Benefit:

·        Get ₹ 1,500 worth vouchers from Marriott, Myntra, Marks & Spencer or Reliance Digital when you spend Rs. 1.5 Lakhs in every calendar quarter.

·        Get ₹ 5,000 worth flight vouchers when you spend Rs. 5 Lakhs spends in an anniversary year

·        Get additional ₹ 5,000 worth flight vouchers when you spend Rs. 7.5 Lakhs spends in an anniversary year

4.     Annual Spend based benefit:

·        Spend Rs. 4 Lakhs in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year.

5.     Fees and Charges:

·        Joining/ Renewal Membership Fee of Rs. 2500 + Applicable Taxes.

6.     Reward Point/CashBack Redemption & Validity:

Reward Points Accrual:

·        Earn 4 Reward Points on every Rs.150  retail* spends including Insurance, Utilities and Education

·        Earn 20 Reward Points on every Rs.150  retail* spends at Marks & Spencer, Myntra, Reliance Digital, Nykaa!

Reward Point Redemption:

·        You can redeem your Reward Points on Smartbuy or Netbanking. Reward Points can be redeemed for:

·        Exclusive Gold Catalogue on select Premium brands via Smartbuy at a value of 1 RP = Rs 0.65

·        Flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.5

·        Airmiles conversion through Netbanking at a value of 1RP = 0.5 airmiles

·        Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.35

·        The redemption against the statement balance will be at the rate of 1 RP = Rs 0.20