IDFC FIRST Power+ Credit Card

 

KEY FEATURES:

1. Save up to ₹18,500 annually with this credit card, enough to buy you 175+ litres of fuel
2. Welcome benefits worth ₹1,650
3. Lifestyle Privileges
4. Get rewarded for every UPI transaction
5. Low & Dynamic Interest rates starting at 9% per annum
6. 0% Interest on ATM Cash Withdrawals until due date

 

BENEFITS & PRIVILEGES

Power-packed savings on mobility, utility and other everyday expenses!

• Up to 6.5% savings on your fuel expenses
• 5% savings as Rewards on Grocery & Utility expenses
• 5% savings as Rewards on IDFC FIRST FASTag recharge
• 3X Rewards on other retail transactions

Exciting welcome benefits & merchant offers to get you started!

• ₹500 cashback on 1st HPCL fuel transaction of ₹500 or above*
• 5% cashback (up to ₹1,000) on the transaction value of 1st EMI conversion*
• ₹150 Discount on order above ₹500 on Swiggy
• ₹500 Discount on ZoomCar rentals 
• Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar

* Within 30 days of card set-up

Powerful lifestyle privileges for a life in the fast lane!

• Complimentary Domestic Airport Lounge access, once every quarter, on minimum monthly spends of ₹5,000
• Complimentary Roadside Assistance worth ₹1,399
• 25% off on movie tickets up to ₹100, once every month
• Personal Accident Cover of ₹2,00,000 and Lost Card Liability Cover of ₹25,000
• EMIfy your purchases and balances and enjoy convenience of payments
• Extend Add-on card to your co-passenger & boost your savings without any extra charges

More details on rewards:

Grocery and Utility:

5% savings on grocery and utility transactions

• Applicable on: Eligible grocery & utility transactions are identified basis the Merchant Category Code (MCC) received with the transaction.
• Applicable structure: 30 Reward points per ₹150 spends on grocery & utility (1 Reward point = ₹0.25)
• Maximum spends capping: ₹2,000 per statement cycle (Maximum 400 Rewards per statement cycle)
• Savings currency: Reward Points credit in card statement
• No rewards will be given in case merchant does not belong to utility/grocery category basis the MCC

IDFC FIRST FASTag Recharge:

5% savings on IDFC FASTag recharge

• Applicable on: IDFC FIRST FASTag Recharge done using IDFC FIRST Bank Mobile Banking App or FIRST Forward App
• Applicable structure: 30 Reward points per ₹150 recharge on IDFC FIRST FASTag (1 Reward point = ₹0.25)
• Maximum spends capping: ₹1,000 spends per statement cycle (Maximum 200 Rewards per statement cycle)

Other Retail Spends:

3X Reward points

• Applicable on: All other retail spends excluding Insurance premium payments, Non-HPCL fuel spends, EMI transactions, ATM cash withdrawals. Reward points are also excluded on HPCL fuel, LPG spends, utility & grocery spends and IDFC FIRST FASTag recharges beyond monthly capping specified above.
• Applicable structure: 3 Reward points per ₹150 (1 Reward point = ₹0.25)
• There is no spends capping applicable on these reward point savings