The Standard
Chartered Manhattan Platinum credit card was a popular credit(not anymore) card
in India that offers a range of benefits and rewards to its users. Here's a
brief review of the card:
Fee: The annual fee of Rs. 999 is waived
off if you spend Rs. 1,20,000 or more in a year.
Reward
Points:
5% cashback at groceries, departmental stores, and supermarkets.
3x rewards when you use your credit card for all other expenses.
Fuel
Surcharge Waiver:
You can enjoy a waiver of 1% fuel surcharge on transactions made at petrol
pumps.
Drawbacks:
- Limited
Cashback: The
cashback is limited Rs. 150 per transaction of min Rs. 1000 and Rs. 500 per
month.
- High
Annual Fee: The
annual fee of Rs. 999 is relatively high compared to other credit cards in the
market.
- Limited
Airport Lounge Access:
No lounge access benefit is provided with this card.
- Reward
Points Redemption:
Redemption options for reward points are limited.
The Standard
Chartered Manhattan Platinum Credit Card is a good option for people who love
spending a lot on groceries, getting cashback and rewards frequently. It
is good for people whose annual spending is Rs.1 – 2 lakhs. An outstanding
benefit of the Standard Chartered Manhattan Platinum Credit Card is that while
using it in supermarkets, it gives 5% cashback and three times the reward
points of the money spent when used for all other expenses. You can also
avail a whole lot of offers through this credit card while dining and shopping.
Overall, it
is a good credit card to have if you are looking for cashback offers on daily
expenditures, especially supermarket spends.
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